Snow slip a staff report said the risk of death is not the insurance company timely exclusions

 Employees on a business as an accidental injury insurance, the insurance period, an employee died in the snow slip. More than a year later, the company reported to the insurance company before insurance, the insurance company then submitted the insurance is not timely reported to the grounds of exclusions, the deceased's family for this litigation. Hexi District Court after hearing that the defendant insurance company about the time the terms of the risk is not reported as a reminder, should bear the liability insurance, the first instance ruling the plaintiff insurance company to pay three premiums 10 million.

city in Hebei Province was originally a young man Xiaomou Industrial Company employees. December 26, 2006, the industrial companies and insurance companies signed the group insurance contract for employees on a personal general insurance, accident insurance coverage for the amount of insurance to 10 million, the insurance period from December 27, 2006 zero to 26 December 2007 24 pm. After signing the contract as the insured industrial companies fulfilled the obligation to pay insurance premiums, insurance companies, such as the insured to Xiaomou insurance disbursed this book. January 3, 2007, Dacheng County, Hebei Province, Zhao Xiaomou help in the bridge when the bridge falls due to slippery snow, the hospital for treatment died. October 22, 2008, Xiaomou Sheng Industrial Company prior to where the risk to the insurance company reported, but the insurance company will not Peifu. To this end, Xiaomou mother, wife and son to the courts to require insurance companies to pay the insurance as 10 million.

the defendant insurance company, the plaintiff in the accident, there truthfully inform the insurance company's obligations and Xiaomou after the death of the insured unit should also promptly inform the insurance company this message. But they were not in time to fulfill this obligation, so I do not accept the claim.

identified with the facts and evidence, the court held, Xiaomou as insured, with insurance benefits. Xiaomou in the insurance period in January 3, 2007 falls due to slippery snow death, the three plaintiffs are Xiaomou legal successor, a civil rights claim to the rights of the accused. Under the Three plaintiff requested the defendant to pay the insurance demand as 10 million, should be supported. As a result, the court ruling as above. (Reporter Sun Qiming correspondent Xu Deli)